Don't wait until it's too late: Make sure your car insurance quote doesn't expire

Is it cheaper to buy car insurance in December or August? Can I get a deal if I sign up for an auto insurance policy at the beginning of the month? What’s the best day of the week to buy auto insurance? These are just some of the questions consumers ask when trying to get the best rate possible on auto insurance policy in Massachusetts. Some people choose to buy car insurance when they receive their tax refund check, while others go with month-to-month plans that work out to be more expensive than pre-paying on an annual basis.

Tips for finding an auto insurance plan

A few things to keep in mind when looking for car insurance:

*Most quotes expire after 30 days. The only exception to this rule are the ones you get over the phone, where providers can hold a quote for up to 120 days before it expires.

*Rates vary with each company and change often. If you're getting your quotes from more than one company, start at different times of day so that you're comparing apples-to-apples (or oranges-to-oranges). Weigh your auto insurance options carefully; as you search for quotes, think about which option best fits your needs and wants.

For example, do you want higher liability coverage limits? Is roadside assistance important to you? What about rental car reimbursement? It's also worth considering if you would like a higher deductible for collision and comprehensive coverage. Finally, remember that most companies will require some sort of physical damage liability coverage (i.e., the state minimum), but the type may vary by provider.

4 Questions to Ask Yourself Before Buying Car Insurance

1. Do you want to find a company that has been around for a long time, is known for its customer service, and prides itself on not only providing you with great coverage but also with being there when you need them most?

2. Does this company offer different levels of protection for your family's car insurance needs and wants in your community? 3. Is it important to you that a company has won many awards for outstanding quality and customer satisfaction?

4. Would you like your car insurance premiums to be affordable, so you can keep more money in your wallet each month? If you answered yes to any of these questions, then Allstate is the best choice for you! With decades-long experience and billions of dollars paid out in claims every year, Allstate provides excellent customer service, plenty of coverage options, and fair rates.

Compare Quotes from Top Companies in Minutes

Maybe you have a different car insurance company in mind, and if so, it's time to get some quotes. Get up to five instant online quotes from your trusted provider within minutes with our partner QuoteTree.

QuoteTree has partnered with top-rated car insurance companies to offer rates on auto coverage, making it easy for you to find the best deal. These companies include GEICO, Liberty Mutual, Nationwide Mutual Fire and Casualty Company, Progressive Corporation and USAA.

Getting a quote takes only minutes. Simply fill out a form on QuoteTree’s website – be sure to answer all questions as accurately as possible – and before you know it you'll receive up to five instant quotes from trusted providers! Now it's time to compare rates. We recommend comparing quotes based on the following factors: deductible, type of coverage, liability limits, collision and comprehensive limits, age of vehicle and whether there are any roadside assistance programs offered by the carrier.

Once you've done that comparison shopping, look at each company's ratings (or star rating) in the market review area of their profile page; this will give you an idea of how well they perform against other insurers. If one rate jumps out at you, then contact that carrier directly for more information about available discounts and benefits that may not be listed on their website! And remember - even though this blog post ends here - that doesn't mean your research stops here too!

3 Tips When Shopping for the Cheapest Car Insurance Policy

1. Do your research. Rates vary from company to company, so it's up to you to decide what type of coverage and what rate you are comfortable with. Remember that the company's ratings in customer service, claims handling, and insurance coverage will factor into your decision too.

2. Request a quote without telling them your driving record. You may be able to get a cheaper quote on your own without disclosing information about how much accidents you've had in the past 3 years and whether they were at-fault, regardless of if you're new to US or not.

3. Compare quotes between companies by using our handy comparison calculator! Just input some basic info and we'll show you side-by-side comparisons for you to compare. Once you find the policy that best suits your needs, simply apply online or call (1)800-000-0000.

*All rates are as of 11/4/17 and subject to change. Each individual car insurance company sets their own rates based on many factors including age, sex, marital status, driving history, location and more.

What makes Allstate unique?

Your local Allstate agent will help you understand your needs and find the right coverage for you. Then, he'll give you competitive rates on quality insurance. With Allstate, you can expect to have an in-person conversation with your agent before being introduced to other people.

That's what makes Allstate different! We're here for you—not only when you purchase a policy but also when that policy comes up for renewal. We provide convenient customer service through our customer contact center so that no matter where you are, we're never more than a phone call away.

So whether you need car, homeowners, life or motorcycle insurance, choose Allstate. For over 75 years we've helped protect homes and families across America; let us be there for yours too.

Travelers has similar guidelines–their agents spend time talking to their customers about their coverage needs and get a good understanding of what those customers want out of their policies. Both companies offer 24/7 claims services and online account management tools to keep customers informed about their policies. Since both companies promote communication between customers and agents, it’s easy for them to put clients’ minds at ease by answering questions or pointing them toward resources they may not know exist. When comparing these two insurance companies, remember these key factors: ___________ _______________________________________ _______________________________________ _______________________________________ ...(add 5-10 key facts) (add 5 - 10 additional points of comparison as desired)

Is Allstate good with claims?

Allstate is a well-known company for being affordable and responsive to customer needs. In fact, customers of Allstate ranked the company #1 in customer satisfaction in 2015. The insurance company has won dozens of awards and recognitions, including Company Worth Watching by the A.M. Best Rating Service for more than three decades running; Top 10 Auto Insurer by J.D. Power; Number One Auto Insurer by Consumer Reports; and most recently, this year's Motor Trend's Automobile Magazine Car Insurance Provider of the Year.

A study from TransUnion found that 90% of all car owners filing claims with Allstate receive reimbursement within 30 days or less. That same study also showed that Allstate had one of the lowest overall claim frequencies in 2016 at .2%. For its part, Allstate sets realistic expectations for auto coverage–and sets its prices accordingly. For example, if you have comprehensive and collision coverage on your vehicle but only liability coverage on your home, you'll pay up to twice as much for your auto insurance policy as someone who has comprehensive and collision coverage on both their vehicle and their home.