Auto Insurance from AAA: Protection on the Road and Beyond

While AAA is most commonly known as an auto club, with memberships that offer roadside assistance, travel discounts, and more, many people don’t realize that AAA also offers insurance to members in most states.

With comprehensive coverage options and great customer service, AAA insurance can be a solid choice for anyone looking to keep their car protected on the road or beyond. Here’s how you can use it to your advantage and make sure you’re always driving with the best protection possible.

When Can You Save Money with AAA

If you've been struggling to find affordable car insurance, that search may have just come to an end. The average cost of auto insurance nationwide is roughly $1,242 per year. But it's hard to say whether you're getting a good deal without first comparing rates. That's where the Auto Club Group comes in. Now known as AAA, they provide both roadside assistance and auto club memberships (the latter providing a wide range of discounts, including fuel surcharges).

What's more, their auto insurance is available at competitive rates for many drivers - from individuals to companies with as many as 1 million drivers on board. Some exclusions apply; so if you are ineligible for coverage due to any preexisting conditions or other criteria, be sure to check out your individual policy options before you buy!

- Coverage options are tailored to each driver's needs

- Discounts available depending on your membership level

- Nationwide policies offered, regardless of state residence

- You can request quotes online or over the phone

Special Situations

As America's auto club, AAA provides its members with benefits beyond basic roadside assistance. These include emergency towing, car rental, travel discounts, and discounts on hotels, restaurants, and theme parks. What's more, their travel protection policies include medical expenses incurred up to $5 million without deductibles or co-pays for eligible situations.

As part of their family of products offered through Direct General insurance company for personal insurance purposes outside of our roadside assistance service such as homeowners coverage (landlord protection in select states), life insurance and more.

In fact, it was the most popular auto insurer among young drivers according to J.D. Power 2016 U.S. Auto Insurance Study.* Furthermore, not only is this company a leader in the industry but they also have an A+ rating by A.M. Best which is an independent agency that rates financial strength and claims paying ability of insurers all over the world.

*2016 J.D. Power U.S. Auto Insurance Study. Accessed September 18, 2017

Personal Car Insurance

For over 100 years, we have stood behind our members and fought for their rights in the courtroom. We've used our clout to help our members negotiate for what they need in a claim settlement.

That's not all we do. Through groundbreaking research projects, engineering expertise, public education programs, and real-world solutions to urban traffic problems, we are improving travel around the world every day. And like everything else we do at AAA, it's all for our members. They deserve more than an insurance company; they deserve an advocate who has their back when things go wrong. They deserve peace of mind that starts with quality coverage and service that goes beyond auto insurance alone.

To find out more about personal car insurance, call or stop by your local AAA office today!

Homeowners Insurance

Have you ever wondered what homeowners insurance is all about? Are you having a hard time figuring out which homeowners insurance policy to choose? Do you know what some of the optional coverages mean? If so, then you should read this blog post. We are going to take a deep dive into understanding what homeowners insurance is and how it can help protect your home in case of fire, theft, or other unforeseen disasters.

It’s important to understand that homeowners insurance is not an investment vehicle; it’s just protection for your most valuable asset. And as with any form of protection, you get what you pay for when it comes to homeowners insurance coverage levels. Higher levels will provide more coverage than lower levels. Let’s start by exploring how much coverage is available for different types of homes in order to give you an idea of costs associated with different levels of coverage.

Rental Cars

Have you ever been planning a trip to another state and wished you had taken care of getting your rental car ahead of time? When renting a car at an airport or in a large city, it's sometimes hard to know how to decide which companies offer competitive rates or sufficient coverage for drivers. Enter Hertz's Right Price Rental Car Sales program.

With Hertz, drivers get access to competitive prices, additional features (such as roadside assistance), great customer service, and free upgrades with every rental. And now that there are over 900 locations across North America, booking a rental is never more than a few clicks away. So if you're traveling abroad or within the U.S., book your next ride today! Interested in what other products Hertz offers? Visit their website and find out more about their Travel Center, their Helicopter Service, or Luxury Car Collection.

When you think of AAA, do you only think about roadside assistance services and auto club memberships? AAA also offers insurance to members in most states!

Motorcycle Coverage

Motorcycle insurance is not typically included in basic car insurance policies, so it is an important consideration when deciding which level of coverage to purchase. There are two types of coverage to choose from: comprehensive or liability.

Comprehensive coverage includes damage caused by fire, theft, vandalism, animal collision, storm damage or impacts with large objects such as trees or buildings. Motorcycle liability coverage pays for damages that you may cause to other people's property or injuries to others in a crash you caused - in essence, protecting your assets and someone else's pocketbook.

If your motorcycle has value over $5,000 - roughly equivalent to 6 months' salary - then comprehensive coverage may be a wise investment since it can pay for the loss of this expensive asset if it is damaged beyond repair.

Liability coverage will only cover the cost of any medical expenses that arise from injury during a crash; however, medical bills can add up quickly even without being injured in a crash. In order to maximize protection, most states allow riders to buy additional underinsured motorist and uninsured motorist coverage at an additional cost.

At AAA we provide insurance for members who own motorcycles up to 125ccs.