Auto insurance doesn't have to be expensive: Quotes from Allstate

One of the most important things you can do to protect your financial future is to buy insurance coverage that meets your specific needs and budget. That’s why we’re committed to providing you with accurate information and personalized quotes so you can find the right solutions at just the right price—no matter what it takes.

Our agents are available around the clock, whether it’s to help you choose the right auto, home or life insurance coverage, or to answer any questions you have about Allstate’s bundling options that can lead to additional savings on your insurance premiums!

Getting an auto insurance quote

Allstate provides auto insurance for more than 17 million drivers. Auto coverage protects you and your passengers, as well as your vehicle, against physical damage and liability. But how much does it cost? It's all about the needs of the individual driver.

The total premium amount that you pay each year includes a number of factors such as your driving record, type of car and location in which you live. Your deductible can vary depending on whether or not you choose collision coverage on your policy—more protection equals higher deductibles.

However, many drivers opt for other coverage plans such as accident forgiveness—which means even one accident won't raise your rates—or uninsured motorist protection, which can provide greater peace of mind when venturing out into traffic. Drivers with certain types of vehicles may also be eligible for lower premiums.

Click below to get a free online auto insurance quote customized to your specific needs today! Allstate offers competitive rates and guarantees their customers the best customer service. With 16 years of experience in providing top-notch customer service, they've helped millions of people find an affordable car insurance plan to suit their unique needs. They'll help you make smart decisions so that you have comprehensive coverage while still being able to afford what matters most to you and your family.

What are liability limits?

Liability limits are important in cases where you're found legally responsible for someone else's injuries or property damage. In certain states, depending on the amount of coverage, you can be held responsible even if your actions were unintentional. For example, when texting while driving, one could cause an accident with injury to another driver. The court may rule that the texter is liable because they committed negligence in the form of distracted driving or texting and caused injury to another party.

Your liability limits, as defined by your policy, determines what type of damages (e.g., personal injury and/or property) you'll cover under various circumstances – no matter whether you've done something wrong or not. It also determines how much it will cost you should you need to make a claim. If it turns out that there was more than one person injured, each person’s damages would come out of the available coverage limit ($250,000 per person). You can also purchase higher limits for higher amounts such as $1 million per person. With so many factors at play (liability limits, deductibles), it’s always best to review your needs with a professional before making any decisions about changing your liability limit.

Types of coverage

For both personal and commercial products, you can bundle your coverage to get up to 10% off the cost of your annual premiums.

If you have homeowners insurance with Allstate and also have auto, life or renters coverage, we'll knock an extra 5% off the price of all your premiums. You could also save even more by combining your car insurance with home or renter's protection.

For every 10 years of driving experience under your belt, you can save up to 15% on your annual premium for personal auto protection.* Talk with us today about which bundles may work best for you. We're always here to help! Call 1-800-ALLSTATE (1-800-255-7828) to speak with one of our representatives now.

*Discounts are not available in CA, MA, MI, MN and WI

Are you making any of these mistakes when it comes to car insurance?

A lot of people feel like they know enough about car insurance to get by on their own. It's important to know that there are different levels of coverage, depending on the situation. A common mistake that many drivers make is carrying only liability coverage, which can mean footing the bill if another driver hits them but not their vehicle.

Another major mistake is not taking care of an uninsured motorist clause in your policy, which can help compensate you for bodily injury expenses in case you're hit by someone without insurance. The last mistake often made is simply letting the same company handle home and auto insurance.

While this may seem like a smart idea, it means you'll be paying higher premiums overall because both insurances will be bundled together into one price. Instead, consider getting quotes from Allstate for your home and auto needs so you can find out what policies best fit your budget and lifestyle. You could save up to 20% off with their bundling discount or have more peace of mind knowing that every aspect of your life is being taken care of by one company.

And once you've found the perfect plan? Be sure to contact customer service so they can activate your new insurance right away!

How to get the best auto insurance rate

There are many things that can affect the cost of your auto insurance, so to make sure you're getting the best rate we recommend exploring these four tips:

- Compare all your coverage needs.

- Know the value of what you're insuring. - Consider add-ons, like collision or medical payments. - Shop around, including looking at both premiums and deductibles. Take the time to compare policies before deciding on one.

Remember that even if you don't get the cheapest policy, there may be other ways you can save money on your premium by bundling your car with home or life insurance through Allstate. Get your personal, no obligation online insurance quote now. Be sure to explore our unique bundling options that can lead to additional savings.

Bundling auto and home with Allstate.

Bundling your auto and home policies is a cost-effective way to cover yourself. It also helps save money on coverage premiums. You can build your own bundle, or choose from one of our pre-configured solutions.

In addition, Bundling can help you save on other expenses like deductibles, mileage costs, repairs to your home, emergency roadside assistance for you or others in your car (subject to availability) and even help pay for the damage if you total someone else's car in an accident with yours (again subject to availability).

If those aren't enough reasons to get more info about Home & Auto Insurance Bundles by Allstate, then what are you waiting for? Call today for a free, no obligation quote and check out all the ways you could be saving when bundled together. Get Allstate home and auto insurance quotes online