Calculate the average value of auto car insurance in Utah for 2022

VEHICLE INSURANCE - We in Planning car insurance is a legal requirement in Utah that should be an absolute.

Some Drivers must take up at least 25/65/15 liability insurance, which includes $25,000 in bodily damage coverage per person, $65,000 in bodily injury coverage per accident and $15,000 in property damage insurance per accident.

Utah Insurance Law is also a no-fault state rule, which means drivers must carry the appropriate Personal Injury Protection (PIP).

Calculation The average cost of auto insurance in Utah is $332 per 12 months for minimum coverage coverage and $1,186 for full coverage policies.

Basically the minimal coverage coverage includes the royal minimum insurance only, while the full coverage policy also comes with a full and collision insurance plan that protects your vehicle from losses such as accidental damage, theft, furnace and more.

How a lot does auto insurance plan cost in Utah?

Car insurance prices vary by using state. In addition, rates are customized primarily based on the city you live in, your age, your riding record and the insurance plan organisation you buy coverage from.

However, Utah drivers pay less for automobile insurance plan than the average American driver.

For comparison, the common value of automobile insurance plan in the United States is $565 per yr for a minimum insurance policy and $1,674 per yr for a full coverage vehicle policy.

That ability Utah drivers pay $488 less for full insurance auto insurance plan and $233 less for minimum coverage auto insurance plan than the common American driver.

Utah car insurance rates by using company

When you are purchasing for automobile insurance, the great vehicle insurance organisation in Utah for you wishes is not always the cheapest vehicle insurance plan company.

In the table below, we highlighted the average annual auto insurance premiums from some of the largest and most popular car insurance plan carriers in Utah.

You can see that quotes differ highly considerably primarily based on the provider you work with.

Car insurance company Average annual top class for minimum coverage Average annual premium for full coverage

Allstate $579 $1,421
American Family $882 $1,676
Auto-Owners $546 $1,384
Farmers $473 $1,116
Geico $322 $971
Iowa Farm Bureau $466 $1,180
Kemper $727 $2,340
MetLife $854 $1,995
Nationwide $424 $1,052
Progressive $548 $1,195
State Farm $720 $1,648
USAA $278 $839

Utah car insurance plan quotes through city

Utah automobile insurance plan prices are no longer standardized throughout the complete state. The town you stay in and your ZIP code will also decide your rate.

The table below consists of the common value of car insurance in Utah’s 20 most populated cities, and how the charge differs from the kingdom common premium.

City Average annual top rate for full coverage % distinction from kingdom average annual premium

Salt Lake City $1,442 10%
West Valley City $1,503 15%
Provo $1,370 5%
West Jordan $1,439 10%
Ogden $1,323 1%
Sandy $1,378 5%
Orem $1,379 6%
St. George $1,222 -6%
Layton $1,286 -2%
Millcreek $1,439 10%
Taylorsville $1,493 14%
South Jordan $1,390 6%
Logan $1,207 -8%
Lehi $1,342 3%
Draper $1,373 5%
Murray $1,445 11%
Bountiful $1,296 -1%
Roy $1,303 0%
Kearns $1,499 15%
Spanish Fork $1,340 3%

Utah vehicle insurance quotes with the aid of age

Young drivers pay the perfect fees for automobile insurance, due to their lack of trip on the road.

In fact, facts from the Centers for Disease Control and Prevention (CDC) suggests that the hazard of a car accident is greater amongst drivers between the a while of 16–19 than amongst any different age bracket. The following desk includes Utah auto insurance plan charges by way of age.

Age Average annual top class in Utah

Age 16* $2,462
Age 18 $4,532
Age 20 $3,229
Age 25 $1,651
Age 30 $1,458
Age 40 $1,389
Age 50 $1,261
Age 60 $1,225
Age 70 $1,380

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*16 12 months ancient calculated on parent’s policy disclosure

Utah car insurance costs through riding record

One of the largest factors that will affect your car insurance plan rate is your riding record.

If you have any violations on your file within the ultimate countless years, you will possibly pay a greater premium.

Here are the vehicle insurance plan fees in Utah for drivers with one speeding ticket, one accident and a DUI and how an awful lot it impacts insurance premiums.

Driving incident Average annual full coverage top class in Utah % enlarge of average annual premium

Speeding ticket $1,608 36%
Accident $1,953 65%
DUI $2,500 111%

How to shop on automobile insurance plan in Utah

Drivers in Utah pay below-average prices for auto insurance. But if you are searching for affordable auto insurance, there are some ways to get an even lower rate. Here are some suggestions:

Pay your top class in full: If you can come up with the money for to pay your annual premium upfront and in full, your insurance plan organisation will probable limit your premium slightly.

Take a protective driver course: Many insurance plan agencies offer a discount to drivers who entire an permitted defensive driver training course.

Improve your savings score: If you have a low deposit score, improving your deposit may also help you get a better automobile insurance rate.

Switch insurance companies: If you are sad with your modern-day fee and feel like you can find a better deal elsewhere, switching insurance organizations is always an option.

Frequently requested questions

How much is auto insurance plan in Utah per month?

The common vehicle insurance quotes in Utah are $332 per 12 months for a minimal coverage policy and $1,186 or a full insurance policy.

On a monthly basis, that breaks down to about $27 per month for minimum coverage and $98 per month for full coverage.

What is the great automobile insurance plan employer in Utah?

The excellent automobile insurance plan company in Utah is exceptional for everyone. For some drivers, USAA would possibly be the fantastic option, and for others, Allstate is a higher choice.

Before you select an insurance company, take some time to keep around, get a couple of fees and evaluate them to see which provider can provide the lowest price for the quantity and type of insurance you want.

Methodology

Bankrate makes use of Quadrant Information Services to analyze 2021 charges for all ZIP codes and carriers in all 50 states and Washington, D.C.

Quoted quotes are primarily based on a 40-year-old male and lady driver with a clean riding record, good credit score and the following full coverage limits:

$100,000 bodily injury legal responsibility per person
$300,000 bodily injury legal responsibility per accident
$50,000 property damage liability per accident
$100,000 uninsured motorist bodily harm per person
$300,000 uninsured motorist bodily harm per accident
$500 collision deductible
$500 complete deductible

To determine minimal coverage limits, Bankrate used minimum coverages that meet every state’s requirements. Our base profile drivers own a 2019 Toyota Camry, go back and forth five days a week and pressure 12,000 miles annually.